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The Durable Power of Attorney
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An Essential Financial and Estate Planning Tool
Estate planners warn their clients about the risks of dying without a will. Failing to plan for future incapacity could also result in irreparable harm to an individual and his or her family.
Furthermore, the likelihood of a long-term disability is much greater than that of death during much of a person's lifetime. The risk of serious incapacity increases with age. The demographic trends indicate that the segment of the population over age 65 is growing much faster than the rest of the population.
The durable power of attorney is an inexpensive device that permits a person to designate a family member or professional adviser to make critical financial and personal decisions when incapacity occurs.
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